Move money instantly
Zelle, ACH, domestic and international wires from one clean flow — with fees and arrival times shown before you confirm.
FDIC-insured · Member Ascent Peak Bank N.A.
Banking built for the way you actually live.
Checking, savings, global transfers and instant card control in one calm, secure app. Open an account in minutes — no branch visit, no paperwork, no hidden fees.
- 1.2M+
- Accounts opened
- $4.8B
- Moved each year
- 4.9★
- App store rating
- 24/7
- Human support
Everything your money needs, nothing it doesn't.
Each account comes with the full Ascent Peak Bank toolkit from day one.
Know where it goes
Automatic categorisation and month-over-month insights turn your spending into decisions you can act on.
Total card control
Freeze and unfreeze instantly, set spending and ATM limits, manage PINs and regional usage from your phone.
Security by default
Biometric sign in, encrypted sessions, real-time alerts and 24/7 fraud monitoring on every account.
Our goal: make good banking the default.
Banking without the branch tax
No monthly maintenance fees, no minimum balance, no surprise charges. We run lean so more of your money stays yours.
Borderless by design
Send to 90+ countries with transparent FX and SWIFT-ready wires, so working and living globally is normal, not premium.
Financial health for everyone
Our goal is simple: help every customer end the year in a stronger position than they started it.
Loved by the people who bank here.
Real reviews from real customers — no scripts, no incentives.
4.9App Store rating
“Ascent Peak Bank replaced three apps I used to juggle. Same-day settlement and clean international wires let me pay suppliers without surprises.”
Danielle R.
Small business owner
“The card controls are instant. I froze my card on a trip, unblocked it five minutes later, and never had to call anyone.”
Marcus T.
Freelance designer
“Finally a bank that shows where our money goes without spreadsheets. The insights actually changed how we budget.”
Priya K.
Family finance manager
“I send money home every month. The FX is transparent, the fees are tiny, and it lands when it says it will.”
James L.
Remote software engineer
Your money is protected at every layer.
Deposits are insured up to $250,000. Every session is encrypted end to end, sign-in is biometric-first, and suspicious activity is flagged the moment it happens — with a freeze button that is always one tap away.
Open your accountTalk to a real person, any time.
Our customer service team is available 24/7 for transfers, cards, PINs and account questions. Start a chat in the app, call us, or send an email.